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Ownership trumps renting

March 24, 2008

While renting may make sense for someone who expects to move in the next year or two, ownership continues to be a wise, long-term investment. Consider these financial benefits: Deductions on your annual income tax return, locked-in payment with a fixed rate mortgage, home price appreciation if you plan to live there for a few years, and a monthly mortgage payment comparable to rent payments. House values in the past decade have risen 88 percent on a national average, according to National Association of Realtor® research.

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I’d never do this!

March 22, 2008

Realtor: first you folks tell me what you can afford, then we’ll have a good laugh and go on from there.

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Charles Rutenberg Realty – Clearwater, Florida

March 20, 2008

charleslogoWith over 3,300 agents in our Clearwater, FL Charles Rutenberg Realty office we’re the single largest real estate brokerage in the state of Florida. And we’re the 2nd largest real estate brokerage in the United States. Clearly, the owners and managing broker of Charles Rutenberg are doing something right to be attracting so many Realtors to the team.

This brief article might help you understand the attraction and hopefully make your decision to join our company a little easier. I look back now and wonder why it took me so long to make the transition. If I could go back in time I’d have joined Charles Rutenberg Realty years ago.

But not only do we have more agents than any other Florida real estate office, we also are the #1 brokerage in MLS with 19.4% of the home sales volume!

Other benefits include:

  • Non-competing broker, John Rurkowski
  • Knowledgeable and helpful staff
  • Free on-site legal advice
  • Free photocopying & faxing
  • 100% commission

Where is the Clearwater, FL Charles Rutenberg Realty office located?

1545 S. Belcher Rd.
Clearwater, FL 33764

What is the main benefit to joining Charles Rutenberg Realty?

Charles Rutenberg has the most lucrative commission plan around. Whether you opt for the Silver Plan or the Gold Plan you will be keeping more of each check than with other brokerages. And in my opinion this is why Charles Rutenberg is growing while other real estate brokerages are losing agents and going out of business.

If you are considering joining Charles Rutenberg Realty please feel free to call Chris at 727-804-5319 for more information. I’m not a representative of the company. I’m just a satisfied and happy Realtor who is willing to spend a few minutes helping my fellow real estate agents save thousands of dollars in unnecessary fees. We work hard and deserve our pay. When you’re tired of funding your brokers 55′ yacht and Country Club membership consider Charles Rutenberg Realty, Inc.

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JUST SOLD! – Hammock Pine Village

March 18, 2008

1501 Hammock Pine Blvd.
Clearwater, FL 33761

2 beds / 2 baths / 1-car carport $109,850

Ground floor NICE condo with very private wooded backyard. Unit has padding down, but no carpet. Buyer can install their own carpet. Priced LOW based on needing carpeting. NOT a short sale so this can be a quick and painless closing. 2 big bedrooms that both look out to the screened patio and peaceful conservation area. Condo comes with all the appliances including a newer washer and dryer. AC is newer too! Hammock Pine is a VERY desirable GATED condo community located close to Countryside Mall, great schools and restaurants. Enjoy the heated community swimming pool and hot tub, or play some tennis on the numerous courts. Scenic ponds are situated throughout Hammock Pine. You’ll be proud to bring friends and family over for a visit.

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JUST SOLD! – Beacon Square

March 18, 2008

4339 Oak Bluff Ave.
Holiday, FL 34691

2 beds / 1 bath / 1-car garage $64,250

You’ll love this house! Nice floor plan and attractive bright ceramic-tiled kitchen with great view into big backyard. Kitchen cabinets have custom paint job. Florida Room has tons of windows all around and is totally enclosed and leads out to a large fenced dog area. Perfect home for animal lovers! Garage is over-sized and screened with built-in shelving. Yard has metered sprinkler system. This is an awesome home in MOVE IN CONDITION!

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Flat Fee Listings

March 16, 2008

04_28_19_thumbList your home in your local MLS in Florida for a low flat fee instead of paying the typical big 6% real estate commission. PLUS get full exposure on hundreds of national websites that display MLS listings.

Offer a 2% to 3% commission to an agent who brings you a buyer. Pay ZERO commission if you find a buyer without an agent! You get the same MLS listing in the same MLS for a low flat fee that less knowledgeable sellers get when they pay a Realtor 6%.

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Should I do a loan modification?

March 11, 2008

moneyLenders have become much more willing to modify the terms of mortgages recently. But is a loan modification going to solve your financial problems in the long term? Probably not. While lowering your monthly payment is appealing (at first glace) it is not enough to address the fact that your home is no longer worth what it was a few years ago. So your bank is willing to knock your interest down from 7.85% to 5.85%. Good. But what about the $85,000 in equity that has evaporated into thin air? Are they going to lower your principle balance? This is the big question and the one you should be asking.

If your lender will lower your interest rate without charging you a fee then you have no reason not to jump on that opportunity. Do the loan modification immediately. But don’t assume that a lower interest rate is a magical solution to your mortgage crisis. It is only one piece of the pie. The real solution is a principle reduction.

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