Notary Public – Dunedin, FL

Are you in need of a Notary Public or Mobile Signing Agent in Dunedin, Florida?

I charge a $10 notarization fee per document and a small travel fee based on your location. Call me at 727-804-5319 and we can discuss your notary needs.

I’ll travel to your home, office, title company, real estate office, school, hospital, nursing home or any other agreed upon location in Dunedin or anywhere in Tampa Bay, Florida. I cover all of Pinellas, Pasco and Hillsborough counties.

The following are some of the more commonly requested documents people need notarized:

• Power of Attorney
• Medical Consent Form
• Living Will
• Divorce paperwork
• Consent for Minor to Travel Aboard
• Certifications
• Affidavits

Upon meeting I will need to see identification to prove your identity. The following is a list of approved forms of identifications:

• Drivers License
• Military Identification Card
• State Identification Card
• Passport
• Resident Alien Card

My specialties are closing real estate transactions such as purchases, refinances and loan modifications. But whatever you need notarized I can help. Consider me your Notary for Dunedin or anywhere in Tampa Bay, Florida! Call Chris at 727-804-5319 if you have questions or would like to set up an appointment. I look forward to meeting you soon.

Is the Apple iPad a good choice for Tampa Bay Realtors?

In my opinion the Apple iPad is currently a waste of money for Tampa Bay Realtors. The main problem is that you can’t run Internet Explorer on the iPad. Apple has made sure that only their Safari browser works on the iPad, thus rendering the iPad useless for Tampa Bay Florida Realtors who depend on Internet Explorer to access the Multiple Listing System.

Yes, there are other bells and whistles the iPad offers that could be of benefit to Realtors, but without direct access to MLS I think most Realtors would find the price of the iPad to outweigh it’s value to them. Let’s all hope Apple addresses this issue in the future.

Holiday, Florida Real Estate

Are you looking for a Realtor to help you buy or sell real estate in Holiday, Florida?

Consider calling Chris O’Connor with Charles Rutenberg Realty for all of your home buying and selling needs in the Tampa Bay area. With close to 30 years of calling Tampa Bay my home I can comfortably say that I know this market inside and out.

And Holiday, FL is one of my preferred markets!

Whether you’re looking for a luxury waterfront condo or a small 2-bedroom starter home…I’d love to help you find your next home or investment property.

Are you thinking about selling your home? You’re going to need a Realtor with experience, knowledge, ethics, discipline and a track record of successfully listing and selling real estate in both traditional sales and short sales. Please consider calling Chris today at 727-804-5319 to discuss your Holiday, Florida real estate needs.

Notary Public – Odessa, FL

Are you in need of a Notary Public or Mobile Signing Agent in Odessa, Florida?

I charge a $10 notarization fee per document and a small travel fee based on your location. Call me at 727-804-5319 and we can discuss your notary needs.

I’ll travel to your home, office, title company, real estate office, school, hospital, nursing home or any other agreed upon location in Odessa or anywhere in Tampa Bay, Florida. I cover all of Pinellas, Pasco and Hillsborough counties.

The following are some of the more commonly requested documents people need notarized:

• Power of Attorney
• Medical Consent Form
• Living Will
• Divorce paperwork
• Consent for Minor to Travel Aboard
• Certifications
• Affidavits

Upon meeting I will need to see identification to prove your identity. The following is a list of approved forms of identifications:

• Drivers License
• Military Identification Card
• State Identification Card
• Passport
• Resident Alien Card

My specialties are closing real estate transactions such as purchases, refinances and loan modifications. But whatever you need notarized I can help. Consider me your Notary for Odessa or anywhere in Tampa Bay, Florida! Call Chris at 727-804-5319 if you have questions or would like to set up an appointment. I look forward to meeting you soon.

Pasco Real Estate

Are you looking for a Realtor to help you buy or sell real estate in Pasco County, Florida?

Consider calling Chris O’Connor with Charles Rutenberg Realty for all of your home buying and selling needs in the Tampa Bay area. With close to 30 years of calling Tampa Bay my home I can comfortably say that I know this market inside and out.

Pasco County, FL is one of my preferred markets!

Whether you’re looking for a luxury waterfront condo or a small 2-bedroom starter home…I’d love to help you find your next home or investment property.

Are you thinking about selling your home? You’re going to need a Realtor with experience, knowledge, ethics, discipline and a track record of successfully listing and selling real estate in both traditional sales and short sales. Please consider calling Chris today at 727-804-5319 to discuss your Pasco real estate needs.

Clearwater Real Estate

Are you looking for a Realtor to help you buy or sell real estate in Clearwater, Florida?

Consider calling Chris O’Connor with Charles Rutenberg Realty for all of your home buying and selling needs in the Tampa Bay area. With close to 30 years of calling Tampa Bay my home I can comfortably say that I know this market inside and out.

And Clearwater, FL is one of my preferred markets!

Whether you’re looking for a luxury waterfront condo or a small 2-bedroom starter home…I’d love to help you find your next home or investment property.

Are you thinking about selling your home? You’re going to need a Realtor with experience, knowledge, ethics, discipline and a track record of successfully listing and selling real estate in both traditional sales and short sales. Please consider calling Chris today at 727-804-5319 to discuss your Clearwater real estate needs.

How long can you breathe underwater?

Inman News

Top 10 states with highest share of negative equity mortgages

1. Nevada (68 percent of 592,000 mortgages)
2. Arizona (50 percent of 1.3 million mortgages)
3. Florida (46 percent of 4.5 million mortgages)
4. Michigan (38 percent of 1.4 million mortgages)
5. California (33 percent of 6.9 million mortgages)
6. Georgia (28 percent of 1.6 million mortgages)
7. Idaho (24 percent of 243,000 mortgages)
8. Virginia (23 percent of 1.2 million mortgages)
9. Maryland (22 percent of 1.4 million mortgages)
10. Utah (20 percent of 470,000 mortgages)

Has the Gulf Coast oil spill affected Tampa Bay real estate?

This is a question I’ve been asked many times over the past few months. Has the oil spill out in the Gulf of Mexico had a negative impact on demand for real estate in the Tampa Bay area?

From what I know there haven’t been any reports of the oil spill reaching Tampa Bay beaches. At least not yet. Most of the oil damage was up in the Florida panhandle. Scientists are warning everyone that there is a tremendous amount of oil still to wash ashore and it could be years and years before we have any idea about the extent of damage to the environment.

With that said there has been a definite affect on the demand for waterfront real estate in the Tampa Bay area. Buyers for waterfront property have been much more reserved and cautious lately. Nobody wants to buy a waterfront home only to have the white sands and blue waters soon after closing turned into a tar field. This is a rational fear and one I’m not sure how to address. My advice is for buyers to do their homework and make their own educated decision on what they want to do. I share the same fears and cannot predict what will happen with the massive amounts of oil still out there in our Gulf. We can all only hope it doesn’t find its way to our beautiful Gulf beaches.

Safety Harbor Realtor

I’m a Safety Harbor Realtor and I can help you buy or sell Safety Harbor real estate. Call Chris at 727-804-5319 if you need a free market analysis of your Safety Harbor property or if you are considering purchasing a Safety Harbor home, condo, villa or town home. Whatever your needs…I can help!

With almost 30 years in the Tampa Bay area of Florida I know this market exceptionally well. There is no obligation for calling me and asking questions about current market conditions, home values or anything else related to buying or selling in Pinellas, Pasco or Hillsborough counties.

I look forward to hearing from you and helping you purchase or sell your next home!

Notary Public – Pinellas Park, FL

Are you in need of a Notary Public or Mobile Signing Agent in Pinellas Park, FL?

I’ll travel to your home, office, title company, real estate office, school, hospital, nursing home or any other agreed upon location in Pinellas Park or anywhere in Tampa Bay, Florida. I cover all of Pinellas, Pasco and Hillsborough counties.

I charge a $10 notarization fee per document and a small travel fee based on your location. Call me at 727-804-5319 and we can discuss your notary needs.

The following are some of the more commonly requested documents people need notarized:

• Power of Attorney
• Medical Consent Form
• Living Will
• Divorce paperwork
• Consent for Minor to Travel Aboard
• Certifications
• Affidavits

Upon meeting I will need to see identification to prove your identity. The following is a list of approved forms of identifications:

• Drivers License
• Military Identification Card
• State Identification Card
• Passport
• Resident Alien Card

My specialties are closing real estate transactions such as purchases, refinances and loan modifications. But whatever you need notarized I can help. Consider me your Notary for Pinellas Park or anywhere in Tampa Bay, Florida! Call Chris at 727-804-5319 if you have questions or would like to set up an appointment. I look forward to meeting you soon.

Clear title is essential (hilarious!)

Part of rebuilding New Orleans caused residents often to be challenged with the task of tracing home titles back potentially hundreds of years. With a community rich with history stretching back over two centuries, houses have been passed along through generations of family, sometimes making it quite difficult to establish ownership. Here’s a great letter an attorney wrote to the FHA on behalf of a client:

You have to love this lawyer…

A New Orleans lawyer sought an FHA loan for a client. He was told the loan would be granted if he could prove satisfactory title to a parcel of property being offered as collateral. The title to the property dated back to 1803, which took the lawyer three months to track down. After sending the information to the FHA, he received the following reply.

(Actual reply from FHA):

“Upon review of your letter adjoining your client’s loan application, we note that the request is supported by an Abstract of Title. While we compliment the able manner in which you have prepared and presented the application, we must point out that you have only cleared title to the proposed collateral property back to 1803. Before final approval can be accorded, it will be necessary to clear the title back to its origin.”

Annoyed, the lawyer responded as follows(Actual response):

“Your letter regarding title in Case No.189156 has been received. I note that you wish to have title extended further than the 206 years covered by the present application. I was unaware that any educated person in this country, particularly those working in the property area, would not know that Louisiana was purchased by the United States from France in 1803, the year of origin identified in our application. For the edification of uninformed FHA bureaucrats, the title to the land prior to U.S. ownership was obtained from France, which had acquired it by Right of Conquest from Spain . The land came into the possession of Spain by Right of Discovery made in the year 1492 by a sea captain named Christopher Columbus, who had been granted the privilege of seeking a new route to India by the Spanish monarch, Queen Isabella. The good Queen Isabella, being a pious woman and almost as careful about titles as the FHA, took the precaution of securing the blessing of the Pope before she sold her jewels to finance Columbus ‘s expedition. Now the Pope, as I’m sure you may know, is the emissary of Jesus Christ, the Son of God, and God, it is commonly accepted, created this world. Therefore, I believe it is safe to presume that God also made that part of the world called Louisiana. God, therefore, would be the owner of origin and His origins date back to before the beginning of time, the world as we know it, and the FHA. I hope you find God’s original claim to be satisfactory. Now, may we have our damn loan?”

The loan was immediately approved.

New Port Richey Real Estate

Are you looking for a Realtor to help you buy or sell real estate in New Port Richey, Florida?

Consider calling Chris O’Connor with Charles Rutenberg Realty for all of your home buying and selling needs in the Tampa Bay area. With close to 30 years of calling Tampa Bay my home I can comfortably say that I know this market inside and out.

And New Port Richey, FL is one of my preferred markets!

Whether you’re looking for a luxury waterfront condo or a small 2-bedroom starter home…I’d love to help you find your next home or investment property.

Are you thinking about selling your home? You’re going to need a Realtor with experience, knowledge, ethics, discipline and a track record of successfully listing and selling real estate in both traditional sales and short sales. Please consider calling Chris today at 727-804-5319 to discuss your New Port Richey real estate needs.

Safety Harbor Real Estate

Are you looking for a Realtor to help you buy or sell real estate in Safety Harbor, Florida?

Consider calling Chris O’Connor with Charles Rutenberg Realty for all of your home buying and selling needs in the Tampa Bay area. With close to 30 years of calling Tampa Bay my home I can comfortably say that I know this market inside and out.

And Safety Harbor, FL is one of my preferred markets!

Whether you’re looking for a luxury waterfront condo or a small 2-bedroom starter home…I’d love to help you find your next home or investment property.

Are you thinking about selling your home? You’re going to need a Realtor with experience, knowledge, ethics, discipline and a track record of successfully listing and selling real estate in both traditional sales and short sales. Please consider calling Chris today at 727-804-5319 to discuss your Safety Harbor real estate needs.

Dunedin, FL Notary Public

I’m a Dunedin, FL Notary Public that will come to your home, business or any location you like to notarize your documents. Call Chris today at 727-804-5319 to discuss your notary needs.

The following are some of the more commonly requested documents people need notarized:

• Power of Attorney
• Medical Consent Form
• Living Will
• Divorce paperwork
• Consent for Minor to Travel Aboard
• Certifications
• Affidavits

When we meet I’ll need to see identification to prove your identity. The following is a list of approved forms of identifications:

• Drivers License
• Military Identification Card
• State Identification Card
• Passport
• Resident Alien Card

Whatever you need notarized I can help. Call Chris at 727-804-5319 if you have questions or would like to set up an appointment. I look forward to meeting you soon.

Consider me your Dunedin, FL Notary Public.

St. Petersburg Realtor

I’m a Realtor in St. Petersburg, Florida and I can help you buy or sell St. Petersburg real estate. Call Chris at 727-804-5319 if you need a free market analysis of your St. Petersburg property or if you are considering purchasing a St. Petersburg home, condo, villa or town home. Whatever your needs…I can help!

With almost 30 years in the Tampa Bay area of Florida I know this market exceptionally well. There is no obligation for calling me and asking questions about current market conditions, home values or anything else related to buying or selling in Pinellas, Pasco or Hillsborough counties.

I look forward to hearing from you and helping you purchase or sell your next home!

Holiday, FL Notary Public

I’m a Holiday, FL Notary Public that will come to your home, business or any location you like to notarize your documents. Call Chris today at 727-804-5319 to discuss your notary needs.

The following are some of the more commonly requested documents people need notarized:

• Power of Attorney
• Medical Consent Form
• Living Will
• Divorce paperwork
• Consent for Minor to Travel Aboard
• Certifications
• Affidavits

When we meet I’ll need to see identification to prove your identity. The following is a list of approved forms of identifications:

• Drivers License
• Military Identification Card
• State Identification Card
• Passport
• Resident Alien Card

Whatever you need notarized I can help. Call Chris at 727-804-5319 if you have questions or would like to set up an appointment. I look forward to meeting you soon.

Consider me your Holiday, FL Notary Public.

Crystal Beach, FL Notary Public

I’m a Crystal Beach, FL Notary Public that will come to your home, business or any location you like to notarize your documents. Call Chris today at 727-804-5319 to discuss your notary needs.

The following are some of the more commonly requested documents people need notarized:

• Power of Attorney
• Medical Consent Form
• Living Will
• Divorce paperwork
• Consent for Minor to Travel Aboard
• Certifications
• Affidavits

When we meet I’ll need to see identification to prove your identity. The following is a list of approved forms of identifications:

• Drivers License
• Military Identification Card
• State Identification Card
• Passport
• Resident Alien Card

Whatever you need notarized I can help. Call Chris at 727-804-5319 if you have questions or would like to set up an appointment. I look forward to meeting you soon.

Consider me your Crytsal Beach, FL Notary Public.

Belleair Bluffs, FL Notary Public

I’m a Belleair Bluffs, FL Notary Public that will come to your home, business or any location you like to notarize your documents. Call Chris today at 727-804-5319 to discuss your notary needs.

The following are some of the more commonly requested documents people need notarized:

• Power of Attorney
• Medical Consent Form
• Living Will
• Divorce paperwork
• Consent for Minor to Travel Aboard
• Certifications
• Affidavits

When we meet I’ll need to see identification to prove your identity. The following is a list of approved forms of identifications:

• Drivers License
• Military Identification Card
• State Identification Card
• Passport
• Resident Alien Card

Whatever you need notarized I can help. Call Chris at 727-804-5319 if you have questions or would like to set up an appointment. I look forward to meeting you soon.

Consider me your Belleair Bluffs, FL Notary Public.

Notary Public – Belleair, FL

Are you in need of a Notary Public or Mobile Signing Agent in Belleair, Florida?

I charge a $10 notarization fee per document and a small travel fee based on your location. Call me at 727-804-5319 and we can discuss your notary needs.

I’ll travel to your home, office, title company, real estate office, school, hospital, nursing home or any other agreed upon location in Belleair or anywhere in Tampa Bay, Florida. I cover all of Pinellas, Pasco and Hillsborough counties.

The following are some of the more commonly requested documents people need notarized:

• Power of Attorney
• Medical Consent Form
• Living Will
• Divorce paperwork
• Consent for Minor to Travel Aboard
• Certifications
• Affidavits

Upon meeting I will need to see identification to prove your identity. The following is a list of approved forms of identifications:

• Drivers License
• Military Identification Card
• State Identification Card
• Passport
• Resident Alien Card

My specialties are closing real estate transactions such as purchases, refinances and loan modifications. But whatever you need notarized I can help. Consider me your Notary for Belleair or anywhere in Tampa Bay, Florida! Call Chris at 727-804-5319 if you have questions or would like to set up an appointment. I look forward to meeting you soon.

Crystal Beach Real Estate

Are you looking for a Realtor to help you buy or sell real estate in Crystal Beach, Florida?

Consider calling Chris O’Connor with Charles Rutenberg Realty for all of your home buying and selling needs in the Tampa Bay area. With close to 30 years of calling Tampa Bay my home I can comfortably say that I know this market inside and out.

Crystal Beach, FL is one of my preferred markets!

Whether you’re looking for a luxury waterfront condo or a small 2-bedroom starter home…I’d love to help you find your next home or investment property.

Are you thinking about selling your home? You’re going to need a Realtor with experience, knowledge, ethics, discipline and a track record of successfully listing and selling real estate in both traditional sales and short sales. Please consider calling Chris today at 727-804-5319 to discuss your Crystal Beach real estate needs.

Am I a “normal” Realtor?

There is an article in the August 2010 edition of Florida Realtor” magazine that caught my eye.

Find out how much you have in common with the typical Realtor in Florida.

You’re a normal Realtor in Florida if you have nine years of experience and a personal website, and you performed eight transactions in 2009. According to the 2010 Florida Realtors Member Profile, here are some other characteristics of Florida members:

• 81 percent of members specialize in residential brokerage in Florida and have nine years of experience.

Yes, this describes me. I’m a residential Realtor with about 9 years of experience.

• About two-thirds of all Realtors in Florida reported having a website, one in 10 members reported having a real estate blog and more than half use social media.

I have a real estate blog. You’re actually reading it now. I also have several other real estate sites including a Facebook page and Twitter account.

• The median gross income of Realtors in 2009 in Florida was $34,000.

My gross income in 2009 was significantly above the median gross income.

• The typical Realtor is a 54-year-old white female who attended college and owns a home. In fact, 56 percent of Florida members are female.

I’m a 41-year old white male with a BA in Business Administration, emphasis in marketing, from the University of South Florida. Yes, I’m a home owner.

• The typical Realtor earned 18 percent of his or her business from past customers.

I earn well over 50% of my income from past customers and referrals. And if you’re one of them….thank you!

• Realtors’ media business expenses fell to $4,960.

I spend more than this per year just advertising on Realtor.com.

The complete report is available online at floridarealtors.org/Research/index.cfm

Madeira Beach Real Estate

Are you looking for a Realtor to help you buy or sell real estate in Madeira Beach, Florida?

Consider calling Chris O’Connor with Charles Rutenberg Realty for all of your home buying and selling needs in the Tampa Bay area. With close to 30 years of calling Tampa Bay my home I can comfortably say that I know this market inside and out.

Madeira Beach, FL is one of my preferred markets!

Whether you’re looking for a luxury waterfront condo or a small 2-bedroom starter home…I’d love to help you find your next home or investment property.

Are you thinking about selling your home? You’re going to need a Realtor with experience, knowledge, ethics, discipline and a track record of successfully listing and selling real estate in both traditional sales and short sales. Please consider calling Chris today at 727-804-5319 to discuss your Madeira Beach real estate needs.

New Port Richey, FL Notary Public

I’m a New Port Richey, FL Notary Public that will come to your home, business or any location you like to notarize your documents. Call Chris today at 727-804-5319 to discuss your notary needs.

The following are some of the more commonly requested documents people need notarized:

• Power of Attorney
• Medical Consent Form
• Living Will
• Divorce paperwork
• Consent for Minor to Travel Aboard
• Certifications
• Affidavits

When we meet I’ll need to see identification to prove your identity. The following is a list of approved forms of identifications:

• Drivers License
• Military Identification Card
• State Identification Card
• Passport
• Resident Alien Card

Whatever you need notarized I can help. Call Chris at 727-804-5319 if you have questions or would like to set up an appointment. I look forward to meeting you soon.

Consider me your New Port Richey, FL Notary Public.