January 5, 2010
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December 28, 2009
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December 3, 2008
Over the years I’ve been working as a full-time Realtor in the Tampa Bay, Florida real estate market I have met and done business with many certified home inspectors. While most do a good job and price competitively one home inspector stands out over all the rest. I cannot help but to recommend you give Danny Logue with Pillar to Post a call next time you need an inspection. Danny can be reached at 727-934-8339 or check out his company web site at http://www.pillartopost-pinellas.com. Danny is honest and extremely thorough.
September 3, 2008
The report your inspector provides will be critical to you making a well-informed home-buying decision. So when hiring a home inspector, look for a trusted advisor – not just someone you found in the Yellow pages.
No matter how busy you are, you should attend all inspections of your future home. It is your big chance to get a professional introduction to the circuit breaker panel, air-conditioning system, water heater, and other systems you may soon own.
Additionally, inspectors are not required to move furniture or look under carpets, so it is possible for even good inspectors to miss something. While you probably don’t want to move furniture around to see what the sellers are hiding-imagine the liability if you knocked over the entertainment center in your quest to look behind it – you can certainly flip back the throw rug to see if it’s covering cracked tiles.
In the end, an extra set of eyes can only help.
Never be too busy to read the inspection report. As you read the report, remind yourself that there are no perfect homes (even if it is new). It is almost certain to have some wear and tear. It is the inspector’s role to report everything that is not perfect about the home.
Many agents say they are amazed by the number of home buyers who look at the home inspection as a hurdle to jump over rather than a valuable new source of information about the property they are about to purchase.
Potential buyers should be reasonable about the repairs they ask the seller to make. In my opinion all repairs for health and safety issues are reasonable.
Use the health and safety rule to decide which items on the inspection report is worth asking the seller to repair. If the repair list is long with trivial items the seller is less likely to consider the real important repairs.
Inspections do not include opening walls to see what is going on inside hidden parts of the home; the inspector may suggest based on what can be seen from the outside further investigation. This will cost (typically the buyer) more money but it could be a good investment and provide a good basis for further negotiations.
Remember, the owner and Realtor are required to disclose all information regarding the home; even new items found during the investigations of a potential buyer.
About the Author:
Have questions about buying a home? Find the answers in First Time Home Buyers Tips from Michael Mizuno. Michael is a local resident experienced with the communities in the Greater Sacramento area and a licensed Realtor.
August 17, 2008
by Brandon Cornett
The home inspection is an essential part of the home buying process. In this article we will talk more about the home inspection, how it works, how to find an inspector, and related topics.
What Does a Home Inspector Do?
In short, an inspector checks the safety and functionality of your potential home. He will focus primarily on the structural and mechanical aspects of the home (as opposed to cosmetic or aesthetic items).
It’s a good idea to get a home inspection as soon as possible after the seller accepts your offer. This will help you determine if there are any major problems with the property — and sooner is better than later. You should also make the purchase agreement / contract contingent upon the home inspection. That way, if the inspection uncovers a major flaw that you’re unwilling to accept, you have a legal way out of the contract.
Don’t confuse this process with the home appraisal process. The appraisal protects the lender’s financial interests in the property. The home inspection protects your interests, as the buyer. The appraisal is the bank’s way of determining whether or not the house is worth the price you’ve agreed to pay for it. The inspection is your way of identifying structural or mechanical problems with the house. Two different things entirely.
Where to Find an Inspector
Finding a qualified home inspector is usually fairly simple. Here are some ideas:
– Ask a friend or coworker who has recently bought a home in the area.
– Ask your agent if he or she can recommend a qualified person for the job.
– Visit the American Society of Home Inspectors website at ASHI.org.
– Visit the National Association of Home Inspectors website at NAHI.org.
When you find a candidate, ask how many home inspections he has done. Also ask what certifications he carries. The person you choose should be certified by one of the national associations.
Who’s Fixing What?
So you’ve found someone to inspect the property, and he has come back with a list of discrepancies. Now what? When you review the inspector’s list with your agent, you’ll have to decide which items (if any) you want the sellers to repair. Like nearly everything else in the home-buying process, the fix-it list is negotiable. When you submit your list of requested repairs to the sellers, you face one of several outcomes:
– The sellers will agree to fix all of the items.
– They will only agree to fix some of the items.
– They will refuse to fix anything (most common in a seller’s market).
– The seller will reduce the price in lieu of certain repairs.
How you proceed in light of the seller’s response is up to you, with your agent’s input. A good rule of thumb — don’t ever turn a blind eye to a major repair issue just because you’re excited about getting in the house. If you’re an experienced investor and you’re buying the house specifically to fix it up, that’s one thing. But if you’re buying your first home, be conservative and carefully consider each item on the inspector’s list. It will benefit you in the long run.
About the Author: Brandon Cornett publishes the Home Buying Institute, a website full of advice on mortgages loans, house hunting, credit scores and more. Learn more or contact the author by visiting www.homebuyinginstitute.com